SERVICE

Pensions

About The Service

Planning for retirement is one of life’s most important financial decisions. At Sterling Wealth, we provide independent pension advice that brings clarity and confidence to your future. Whether you’re consolidating existing plans, starting from scratch, or reviewing performance, our advisers design strategies that balance growth, flexibility, and security.

We focus on understanding your lifestyle goals, income needs, and long-term ambitions — ensuring your pension is structured to serve you, not the other way around.

What’s Included?

Our pension service covers every stage of your retirement planning — from reviewing and consolidating existing schemes to creating tax-efficient contribution and withdrawal strategies. We use detailed cashflow modelling to forecast your financial future and provide ongoing reviews to ensure your plan remains aligned with your goals as circumstances change.

FAQ’s

Frequently Asked Questions

1

Can I combine all my pensions into one plan?

2

How do you decide where my pension should be invested?

3

What happens if I already have a workplace pension?

4

Can you help with drawdown or annuity options?

5

How often should I review my pension?

6

Do you charge for pension advice?